Sidney Phillips Business Mortgages

"We can help you finance any business you decide to buy not just those sold by Sidney Phillips"

For friendly help and guidance please call on 01834 849795

Mortgage Calculator

Amount of Loan GBP (£)

Term in years

Annual interest rate (%)


Average monthly repayment will be

GBP (£)

Re-financing Freehold

Pubs Hotels & Restaurants

Re-finance packages can be arranged for a variety of reasons.

Debt consolidation

We have seen a number of instances recently where clients have built up borrowings from a number of sources because their own bankers declined to advance further funds to develop the business.

This can be a mixture of credit card and personal loan borrowing often at excessive rates of interest, despite there being good overall equity in the business.

We can arrange to replace all these debts with a term mortgage on competitive interest rates over terms from 5 -30 years which means that not only are overall monthly outgoings reduced but the capital can also start to be repaid.

Partnership buy out

With funding of up to 70% of the value of the business currently available then where required funding can be available to buy out partner’s interest. Repayment terms up to 30 years available on competitive terms.


By valuing the business before and after refurbishment and improvement it may well be possible to arrange funding of up to 70% of the current value of the business plus a further 70% of the redevelopment cost.

Repayment of Brewery Loans

With free of tie discounts exceeding £150.00 per barrel for a reasonably busy wet led pub, replacing brewery borrowing with commercial borrowing may unlock substantial barrelage discounts, far in excess of the extra borrowing costs

For friendly help and guidance
please call on 01834 849795

We are market experts for:

Looking to buy another type of business?

See our partner site Business Mortgage Solutions for help and guidance on funding for all commercial and retail businesses.

Business Mortgage Solutions T/A Sidney Phillips Business Mortgages, is authorised and regulated by the Financial Conduct Authority. Our Firm Reference number is 734594. Not all types of business we undertake is authorised and regulated by the Financial Conduct Authority. Sidney Phillips Business Mortgages operates as an intermediary and is not a principal lender.

Established 1986 - Terms & Conditions

The National Association of Commercial Finance Brokers

Responsive web design by w3designs